• Flying Squid@lemmy.world
    link
    fedilink
    arrow-up
    19
    ·
    3 months ago

    Just wait until Republicans take real power.

    Enjoy having your bank account drained by a hacker in Moldova.

      • Flying Squid@lemmy.world
        link
        fedilink
        arrow-up
        4
        ·
        3 months ago

        You may hear that, but I’m not seeing a lot of people in the grocery lines being told their accounts are unexpectedly empty.

        • maynarkh@feddit.nl
          link
          fedilink
          arrow-up
          5
          arrow-down
          2
          ·
          3 months ago

          Don’t get me wrong, I’m not a “US bread lines” shill, I’m just saying overdraft fees are criminal and would have killed me as a student.

          • Flying Squid@lemmy.world
            link
            fedilink
            arrow-up
            5
            ·
            3 months ago

            That’s why you go with a credit union and not a bank. (When I said ‘bank account,’ it was a general term that people assume includes credit unions most of the time.) The overdraft “fee” on my checking account is “keep some money in your savings account to cover it.”

            I agree, U.S. banks are insanely predatory. But there is a perfectly good alternative that many people simply don’t look into taking. Sometimes being a credit union member requires you to be affiliated with an institution (I got my account while working for a university), that isn’t always necessary.

            • maynarkh@feddit.nl
              link
              fedilink
              arrow-up
              2
              arrow-down
              1
              ·
              3 months ago

              I guess that’s why I’m not planning to move to the US any time soon. The whole “you’re scammed by default” thing. I don’t want to be an expert on 30 different things just so that I don’t get seriously fucked over every other day.

              I used to live in a country that was similar in some ways, you had to triple check everything because every glorified “small business owner” was scummy, and the regulator was asleep at the wheel. I like my peace and quiet now.

              • Flying Squid@lemmy.world
                link
                fedilink
                arrow-up
                1
                arrow-down
                1
                ·
                3 months ago

                I don’t blame you. There are a lot of reasons I wouldn’t move here if I didn’t already live here, not the least of which being my massive medical debts.

                I was just saying that there is an alternative to that particular problem and I wish more people knew about it and took it. Banks should not be for-profit entities in the first place in my opinion.

      • Dagwood222@lemm.ee
        link
        fedilink
        arrow-up
        2
        ·
        3 months ago

        Totally related to the issue.

        The issue is that the IRS is underfunded because big GOP contributors don’t want to have to go toe to toe with an agency that can make them pay taxes.

        That’s why Trump got a surge of money after his New York City trial lose; rich folks hate the idea that the law might be used against them.